HomePlus Finance provides financing options for your credit-rejected customers. If you receive a turndown from your primary lender, there is no need to discard the deal. In many cases you will find that we can approve and fund the contract for you, increasing your revenues and cashflow. Your customer gets to enjoy their remodeling project now, while you keep your salespeople happy and field crews busy.
Utilizing a proprietary methodology that ignores credit scores and home equity levels, HomePlus Finance can accurately assess a borrower’s true ability to repay a loan – regardless of their current FICO score.
Employing our own capital resources provides us with the flexibility and autonomy to accept contracts that other lenders, restricted by their financial covenants, cannot approve. With a commitment to technology, we offer the latest digital platform and tools, including digital documents, which make the finance process smooth and easy for your salespeople and finance manager.